P2P net loan limit of 20 in more than 80% Wanye mortgage business to suspend financial Sohu tda7294

P2P net loan limit of 20 in more than 80% Wanye mortgage business to suspend financial Sohu yesterday (August 24th), the China Banking Regulatory Commission and other four ministries jointly issued the "Interim Measures for business activity management information network lending agency" (hereinafter referred to as the "measures"), the network lending limits, among them, individuals and businesses in the the same platform borrowing limit were 200 thousand yuan and 1 million yuan, while in the different platform borrowing limit does not exceed 1 million yuan and 5 million yuan. " this arrangement is mainly based on three considerations, one is to further clarify the positioning net lending institutions; the two is from the current Internet technology, risk control and information collection can also be positioned as the small financing needs; three are from other countries, the network lending development situation, more standardized the network lending institutions they present, positioning is "small". " the CBRC Inclusive Finance Department Director Li Junfeng said at the meeting, in addition, do large platform, most related to protect themselves from the financial maturity mismatch, set up the pool of funds and other issues, from the meaning of network lending. The Czech Republic co-founder Wang Xiaoting analysis, the provisions of the loan business impact net loan platform based on large loan subject and a higher amount of relatively large, for example, now some platform in the mortgage, mortgage and other high-end vehicle business, the majority is more than the limit. At the same time, the daily economic news reporter also noted that the above approach is also clear that only the banking financial institutions is " net loan ". In this regard, the immortal Choi CEO Hui Yi admitted that regulatory position is very clear, the P2P funds should be implemented isolation management and bank depository of these two core points were emphasized and reiterated. Personally, the bank depository is more like a stealth license, and tighter regulation is also an inevitable choice for the healthy development of the net loan industry. Industry: net loan amount limit is the reporter noted that the "measures" clear " network lending amount should be mainly small, " " control of the same borrower in the same network lending platform and information intermediaries in different network lending information intermediary platform loan balance limit. " " specifically, the same person in the same network lending information intermediaries platform loan balance does not exceed the ceiling of 200 thousand yuan; the same legal persons or other organizations in the same network lending information intermediaries platform loan balance does not exceed the ceiling of 1 million yuan; the same natural person in different network lending information the intermediary platform total loan balance does not exceed 1 million yuan; the same legal persons or other organizations in different network lending platform information intermediary loan total balance is not more than 5 million yuan. " " adhere to the principle of small dispersion for platform risk control, can effectively prevent excessive concentration of risk, protect the interests of investors. " Wang Xiaoting said. However, investment house co-founder CEO Huang Shiqiao analysis pointed out that this.相关的主题文章: